Shares of Opendoor (OPEN) rose significantly today after President Donald Trump announced plans to direct the federal government to invest $200 billion in mortgage bonds.
According to his latest article on Truth Social, “this will lower mortgage rates, lower monthly payments and make the cost of owning a home more affordable in the United States.”
Despite today’s rise, Opendoor stock remains down more than 25% from its 52-week high.
Opendoor Technologies is an “iBuyer” headquartered in San Francisco: it buys homes directly from sellers and resells them to buyers, earning revenue through sales fees and resale margins.
Naturally, this benefits when housing affordability improves, as lower mortgage rates often mean faster turnover and increased customer engagement.
Trump’s policies to boost housing demand could prove a major positive for OPEN stock, as the company relies heavily on transaction volume and liquidity in the housing market.
For investors, it’s a catalyst that could boost Opendoor’s revenue growth and accelerate its overall path to profitability, making its stock more attractive to bet on a potential housing market rebound.
While Trump’s recent social media post is obviously positive for Opendoor stock, it remains a high-risk investment for 2026.
For what? Mainly because the company is known for posting recurring net losses and low margins even during housing booms, making its current valuation look excessive relative to its fundamentals.
More importantly, OPEN’s price action over the past few months has been driven more by sentiment than earnings strength. This meme stock status exposes investors to excessive volatility, making it more of a gamble than an investment.
Note that Opendoor Technologies has historically (over the past five years) fallen more than 11% on average in February. This seasonal trend makes buying even less attractive on January 9th.
